Privacy Policy

Information We Collect

When you submit a loan inquiry through our platform, we collect information necessary to connect you with licensed lenders across Canada. This includes your name, email address, phone number, postal code, employment status, and basic financial details. We also collect technical information such as your IP address, browser type, and pages visited to improve our service and prevent fraud.

You control what information you share. We only request details that lenders need to assess your application and contact you with loan offers.

How We Use Your Information

Your information is used solely to:

• Match you with licensed lenders who can serve your credit situation
• Facilitate communication between you and potential lenders
• Process your loan inquiry and follow up on your application status
• Improve our website, user experience, and service quality
• Comply with Canadian privacy and lending regulations
• Prevent fraud and unauthorized access to your account

We do not sell your personal information to third parties. Lenders you are connected with operate under their own privacy policies and are responsible for their data practices.

Information Sharing

When you apply for a loan, we share your information with licensed lenders in your province or region who have agreed to our privacy standards. These lenders use your data to evaluate your application and contact you with loan offers. We may also share information with service providers who help us operate our platform, such as hosting providers and payment processors, all bound by confidentiality agreements.

We may disclose your information if required by law, court order, or to protect the rights and safety of our users and platform.

Data Security

We employ encryption, secure servers, and restricted access controls to protect your personal information from unauthorized access, alteration, or disclosure. However, no online transmission is completely secure. While we work to protect your data, we cannot guarantee absolute security.

You are responsible for keeping your password and account login information confidential. If you suspect unauthorized access to your account, contact us immediately.

Your Privacy Rights in Canada

Under Canadian federal and provincial privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and equivalent provincial legislation, you have the right to:

• Access your personal information held by us
• Request correction of inaccurate or incomplete information
• Withdraw consent to our collection and use of your data
• Request deletion of your information (subject to legal retention requirements)
• File a complaint with your provincial privacy commissioner if you believe your rights have been violated

To exercise these rights, contact us using the details provided at the end of this policy.

Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance your experience, remember your preferences, and analyze how you use our platform. You can control cookie settings in your browser. Disabling cookies may limit your ability to use certain features of our site.

We do not track you across third-party websites. Our analytics tools help us understand traffic patterns and user behavior to improve our service.

Third-Party Links

Our website may contain links to external websites operated by lenders, government agencies, and other third parties. We are not responsible for their privacy practices. We encourage you to review their privacy policies before sharing personal information.

Children's Privacy

Our service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child, we will delete it promptly.

Changes to This Policy

We may update this privacy policy to reflect changes in our practices, technology, or legal requirements. We will notify you of material changes by posting the updated policy on our website and updating the "last revised" date. Your continued use of our service constitutes acceptance of the updated policy.

Contact Us

If you have questions about this privacy policy, wish to access or correct your information, or want to report a privacy concern, please contact us:

24/7 Bad Credit Loans
Email: [email protected]
Mailing Address: Available upon request
Response Time: We aim to respond to all inquiries within 30 business days.

If you are not satisfied with our response, you may file a complaint with the Office of the Privacy Commissioner of Canada or your provincial privacy commissioner.

This privacy policy was last reviewed by Steven Love. For more information on how we operate as a referral service, see our Terms of Service and How We Rate Lenders.